Finance tool

Gratuity Calculator

Estimate gratuity using the standard formula for eligible employees.

Enter employment details

Estimated result

How to Use the Gratuity Calculator

Enter your last drawn basic salary plus dearness allowance, and your total years of service. The calculator instantly shows your estimated gratuity amount as per the Payment of Gratuity Act 1972. You can check gratuity for both covered and non-covered establishments.

Example Gratuity Calculation

If your last drawn basic + DA is Rs 50,000 and you have completed 15 years of service: your gratuity = 15 × 50,000 × 15 / 26 = Rs 4,32,692. Gratuity is calculated as: (Last drawn salary × Years of service × 15) / 26. The maximum tax-free gratuity under the Act is Rs 20,00,000 for private sector employees.

Frequently asked questions

When is gratuity usually payable?

Typically after completing at least five years of continuous service, subject to applicable law and exceptions.

Is the result final?

No. It is an estimate based on the standard formula. Confirm eligibility and payment with your employer.

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